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ELDER LAW
You have spent a lifetime accumulating and saving assets. Most families approaching retirement or already in retirement want to protect their life savings against threats to their estate. The biggest threat to your estate is not taxes or probate. A more urgent and realistic threat is the risk of needing long-term care. If not handled properly, mistakes regarding probate or taxes could result in a very costly mistake, potentially in the thousands of dollars. Neglecting to address long-term care could cost you $12,000 to $15,000 PER MONTH.
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In Pennsylvania, the average cost of a nursing home is $14,676 per month. By age 65, 70% of people will need some form of long-term care in their future. While that need may be only short-term rehab or in-home care, if a nursing home is needed the annual expense is approximately $180,000. Proper planning can help you protect a lifetime's worth of accumulated assets.
Comprehensive Legal Planning
A comprehensive legal plan addresses the concerns that most often keep you up at night:
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Who's going to take care of my children if something happens to me, or both me and my spouse?
Who will have access to pay my bills if I become incapacitated?
Who will act on my behalf if I haven't appointed anyone while I'm still of sound mind?
What will happen to everything we worked for if my spouse needs nursing home care?
Will the nursing home take my house? Will I get to continue living in the house?
How much of our combined monthly income will I get to keep if my spouse is in a nursing home?
What will happen to my child if they get divorced and their ex-spouse's attorney tries to take half of my child's inheritance from me?
What if my child has a substance abuse or a gambling problem?
